Key Takeaways
- 1A simple weekly Money Monday routine can turn checking your bank account from a fear trigger into a grown woman habit.
- 2Treating early workouts as non-negotiable calendar events helps discipline grow faster than waiting to feel motivated.
- 3Big moves, like living abroad for three months, become possible when your daily habits line up with the future you keep talking about.
- 4Checking off a small, realistic to-do list gives you more confidence than chasing a huge list you never finish.
- 5A strong Monday reset includes your body, bank account, mind, and long term goals, not just a cute morning aesthetic.
If you found this while searching how to create a Money Monday routine or how to build a Monday reset that actually sticks, you are in the right place. This is not a perfect girl morning where I float out of bed at 5 a.m. smiling. I almost stayed under the covers. I almost skipped my workout. Then I remembered it was Monday, and that is not how I want my week to start.
I have spent years sharing my life online with hundreds of thousands of people, so I know how easy it is to look organized on camera while your habits are quietly falling apart off screen.
This Monday is about pulling those habits back together in real time.
How do you actually get out of bed for a 6 a.m. workout?
Here is the truth: I did not wake up excited. I was cold, tired, and low key annoyed at myself for booking an early Hot Works session.
The only reason I went is that I treated it like a non-negotiable. Not a "maybe I will, maybe I will not," but a meeting with myself that already lived on the calendar. If I cancel on myself every Monday, why would I expect discipline to show up in the rest of my life?
A few things that help:
- I pick the workout the night before so I am not scrolling through options half asleep
- I talk to myself like a coach, not a bully
- I remind myself that future me will feel proud, not miserable
Did I almost pass out in the cycle room since I forgot to eat? Yes. Did I end up at Chick-fil-A shaking, holding a chicken egg and cheese sandwich like it was life support? Also yes. But I still showed up. That part matters.
What is a “Money Monday” routine and why does it matter?
After my workout, breakfast, and a tiny scare when a stranger walked past my car while it was unlocked, the next big piece of my Monday is Money Monday.
Here is what that looks like:
- I sit down with my laptop and open my bank accounts
- I scroll through every transaction from the past week
- I notice where the money actually went, not where I thought it went
Most of the time it is food. Fast food, snacks, coffee, little treats that felt innocent in the moment. Then I add it up and want to fight the total.
For a long time, I avoided this. I did not check my accounts. I just swiped and hoped for the best. That habit feels cute in high school and very stressful as an adult who pays for flights to Thailand and Puerto Rico.
Money Monday is not about shaming myself. It is about:
- Facing real numbers
- Catching patterns that do not match my goals
- Making sure my spending lines up with the version of me I keep talking about
When you look every week, it stops feeling like a scary unknown and starts feeling like data you can work with.
Planning a three-month move to Thailand
In the middle of all this, I am planning something huge: a temporary move to Thailand for three months.
My man plays pro soccer in Puerto Rico. I could go live with him. Instead, I chose to live by myself in Thailand for a season and meet back in the States in the summer. That choice is not about us being apart. It is about trusting that we both have lives, dreams, and seasons that matter.
I wanted to live abroad before I even thought about living with a partner. Once you share a home with someone, it gets harder to pick up and move to the other side of the world for a quarter of a year. So I am doing it now, while we are still long distance and both busy.
Planning looks like:
- Booking the flight before I could talk myself out of it
- Saving and tracking my spending so the trip feels supported, not chaotic
- Letting myself be excited and scared at the same time
You do not have to move to another country for three months, but you might have a thing like that on your heart. A big trip. A new city. A creative project. A degree. Something that feels a little scary and very "you."
Your Monday habits either move you closer to that thing or keep you in the same loop.
Building a Monday that supports your future self
The rest of my Monday is not glamorous. It is the stuff that holds my life together:
- A weekly meeting with my dad to talk through business and projects
- A to-do list for the week with little empty boxes I get to check off
- Time to read a few pages of a non-fiction book and a fiction book
I love that tiny rush in my brain when I check a box. That is why I do not stuff my list with twenty tasks I know I will not finish. I pick the important ones for that day so each check mark feels real.
Reading is part of that too. I always have one book that feeds my mind and one that is just fun. Right now I am working through The Courage To Be Disliked, and I keep laughing at how much I need every chapter.
Then there is the creator side. I head to a coffee shop, order something fun like a Biscoff latte, and edit a sponsored segment. Scripted brand deals take longer since I want them to sound like me, not a robot reading a paragraph.
It is not perfect. Parking costs more than I want. The plug is never exactly where I sit. The integration takes longer than I expect. Still, each piece fits into the bigger picture of the life I say I want.
How can you design your own Monday reset?
Here is a simple way to borrow this idea and make it yours:
-
Pick one physical habit for Monday
- Workout, walk, stretch, or any movement that reminds your body it matters.
-
Pick one money habit for Monday
- Open your accounts, write down what you spent, and ask if that matches your priorities.
-
Pick one mind habit for Monday
- Read a chapter, journal, or sit in silence for ten minutes.
-
Pick one future habit for Monday
- Do one tiny task that supports a bigger goal: research flights, update a portfolio, send an email, learn a skill.
You do not need a perfect routine. You just need a few anchors that tell your brain, "We are serious about the life we keep talking about."
So next Monday, when your alarm goes off and your bed feels extra warm, ask yourself a simple question:
Will I feel prouder tonight if I stay here or if I get up and keep a promise to myself?
